Are you a first-time homebuyer, and not sure where to begin? Ready to downsize, or upgrade your current home?
Interested to purchase an investment property?
Whichever situation currently describes you, I will meet with you in person, or virtually to start. We'll talk through your goals, the homebuying process, how to budget for down payments and closing costs, and I'll answer any specific questions you may have.
Before house hunting, unless you are a cash buyer, we will get you preapproved for a mortgage loan. Understand your financial situation, including your credit score, income, and debts. This will help you determine how much you can afford. Establish a budget that considers not only the purchase price but also ongoing expenses like property taxes, insurance, and maintenance.
Need a lender referral? I will refer you to experienced lenders for any loan type! FHA, Conventional, VA, USDA, Specialty Loans and Hard Money Lenders.
Hire an experienced REALTOR® who has hyper local market knowledge and experience. This is very valuable when it comes to negotiations. The city, home type, and current market conditions can all factor into this! I am an Arizona Native and know the entire valley of the sun. Whether you need to buy land, a single family home, condo, townhome, patio home, manufactured home....you're in great hands.
I have a large network of professionals I can refer you to that may be needed before/during/after your home purchase. Lenders, Homeowners insurance, Home Warranty companies, Handyman, Home Inspectors, Roofers, Plumbers, Pool Companies, Painters...you name it!
Consider the neighborhood and location carefully. Factors like commute, schools, safety, and amenities can significantly impact your quality of life. Make a list of what's most important to YOU.
For examples; Do you want to be in a specific neighborhood or city? Do you need a certain number of bedrooms, pool, yard, RV gate? Want to be in walking distance to restaurants and night life? Or maybe you like to be closer to our beautiful Arizona lakes for boating/paddle boarding? I customize your home search to what is important to YOU.
These are only a few tips to get started! For a complete confidential consultation contact me anytime!
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